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Before filing, debtors retain almost unlimited potential for
organizing, planning, and preparing for filing bankruptcy. During the
months leading up to the filing date, statutory provisions limit the
types of transactions and transfers that may be completed according to a
variable timetable. The further out panning begins, the more options
debtors have when deciding which debts to pay, which to avoid, and how
to apply exemptions. This is the time to ask questions, demand answers,
and prepare for a successful case. Asking questions online is not a
replacement for legal advice, yet is an excellent starting point for
exploring options. Almost all consumer bankruptcy attorneys offer free
initial consultations. These meetings are the best source of free legal
advice available.
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