Pros & Cons: Filing Bankruptcy Yourself

Every rational person would prefer to save unnecessary attorney fees when filing bankruptcy. The option for filing bankruptcy yourself using one of the many do-it-yourself-kits is alluring to all people suffering under sever economic hardship. And most importantly, some debtors simply have no other choice because attorney fees are beyond present ability. Choices, living expenses, assets and liabilities - all these issues combine in the balance of final analysis when deciding whether filing bankruptcy yourself makes sense.

Also know that filing bankruptcy yourself is notoriously difficult with little or no consideration allowed for negligent mistakes. Creditors know that pro se debtors are easily duped, and seldom mount a credible legal defense when arguing against frivolous motions. In essence, choosing to represent yourself does little more than announce to attorneys that easy prey is near.