What Happens At The Confirmation Hearing?

The best prepared plans seldom encounter significant problems during Chapter 13 confirmation hearings. Although the trustee - or any creditor - may file objections, most problems can be avoided by following rules precisely and discussing proposals with the trustee. The day of a Chapter 13 Confirmation Hearing should be the culmination of several discussions with the trustee's office in which problems, if any, were resolved and debtors should know in advance of the hearing if a trustee will object.

Legal Requirements During A Chapter 13 Confirmation Hearings

If creditors file objections and plan to attend Chapter 13 confirmation hearings, the written objection provides an opportunity to review legal compliance and work out any reasonable differences. In many instances, creditor motions are frivolous. However, in the event of truly Disputed Chapter 13 Confirmation Hearings, all reasonable debtors consult with their attorney and at least attempt to prepare legal arguments and assemble admissible evidence to support their proposal.