Idaho Homestead Exemptions
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Exceptions to the Idaho homestead exemption include taxes and tax liens.

Idaho Homestead Exemption, Taxes & Tax Liens

The basic coverage of the Idaho homestead exemption law is restricted to a statutory maximum value of $50,000, subject to excepted liens. Of the excepted liens, taxes and tax liens create the greatest confusion for homeowners. Tax liens are also treated differently in Chapter 7 and Chapter 13, depending the type of bankruptcy filed. According to the Idaho Homestead Exemption Act, debtors in Chapter 7 may claim homes as exempt property, yet remain subject to seizure for non-payment of taxes. In Chapter 13, back taxes may be listed in the plan, and enforcement of collection, seizure, foreclosure and judgment are prevented so long as the plan payments remain current.


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