The Notice Requirement Filing Chapter 7 Bankruptcy

For filing to be effective against any specific creditor, actual notice must be provided. Notice may be from the debtor, trustee or court. However, merely because the court (through the clerk's office) or any trustee may provide notice, they are not responsible for errors, omissions, or personal responsibility for providing notice. In practice, debtors must assume sole reasonability for providing actual notice in Chapter 7 cases to all creditors who possess claims. Most often, notice is provided by first class, regular mail, and may be supported by oral testimony of either the debtor or the debtor's attorney. Even creditors potentially possessing disputed or unliquidated claims must be listed and provided notice.